HIPA — Health Insurance Policy Analyzer

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Upload a health insurance policy and ask anything — or pick a quick question below.

Clauses Found

Data Coverage

Est. Tokens

NEURAL ANALYSIS ACTIVE

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ParseExtractIndex AnalyseReport

Parse

Extract

Coverage

Exclusions

Premiums

Risk

Insights

Report

📄 —

Enter analyse · Shift+Enter newline · 📎 attach

💯 Policy Health Score

📊Score appears after analysis

📸 Policy Snapshot

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Sum Insured

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Premium

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Members

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Insurer

🛡️ Coverage Health

📋Analyse a policy to see insights

💡 Smart Advisory

💡Personalised tips appear after analysis

📋

No Analysis Yet

Go to the Landing Page tab, upload your insurance policy document and click Analyse with AI. Your full report will appear here, organized by section.

Policy Health Report

Run analysis to generate advisory

🏥

No Advisory Yet

Upload a policy and click Analyse with AI on the Dashboard. Your personalised Policy Health Report will appear here.

💬 Ask Questions

Upload a policy and ask anything about it

⚡ Quick Questions

💬 Ask me anything about your insurance policy

📋 Policy Review — Anindya Paulchaudhuri

NIVA BUPA – ReAssure 2.0 Titanium · Generated by HealthApp Services · 9920087829

👤Client Details

Client Name	Mr Anindya Paulchaudhuri
Policyholder Age	54
Policy Type	Family Floater
Family Size	2+2
Existing Medical Conditions	None
Insurer & Policy	NIVA BUPA – ReAssure 2.0 Titanium
Policy Period	7 Jul 2025 – 6 Jul 2028 (3 yrs)
Advisor	HealthApp Services · 9920087829

⚡Policy Health Score

GOOD

Feature-rich policy, premium on higher side

✓ No PED ⚠ Premium High ✗ Complaint Ratio

📈Business Opportunity Score —

Parameter (Weight) Opp. Level Detail

🛡️Current Coverage Snapshot

Base Sum Insured

₹20L

Total Cover (incl. Booster+)

₹52.26L

Annual Premium

₹1.16L

(₹3.47L / 3 yrs)

Personal Accident

₹1Cr

3 members

Benefit	Details	Status

⏳Waiting Periods

✓ All waiting periods have been covered / served by this policy.

📂Usage & Claim Review

⚠️Coverage Gaps Identified

💡Final Advisor Recommendation